Elm Financial Management - Independent Financial Advisers

I had an excellent experience using Elm Financial. Richard Nowicki made it very easy to plan my will. He was professional, helpful and thorough, explaining everything in a clear and simple way. The cost was extremely competitive and the whole process was smooth. I have already recommended the service to my colleagues and will definitely return to Richard again should my situation change and I need a new will in the future.

Richard was very professional and dealt with our will writing efficiently. He talked us through each part and the will draft was sent through quickly for us to read before signing. Highly recommend his services

Professional, Reliable, Richard went that extra mile with valuable information and advice not to mention the patience he showed with all the difficulties I was having deciding on a few things. And very reasonably priced. Very happy I picked Elm financial to secure my Will.

We had a great experience with Richard at Elm Financial. He helped guide us through the process of writing what was our first ever wills. He was very patient, understanding and clear, guiding us through things to consider under different scenarios to ensure we would achieve the outcomes we wanted for our family.

Overall a fantastic experience and I highly recommend Richard to others.

We used Richard to write our wills and found the process straightforward, quick and professional. Would use again. Thank you!

I went to Elm Financial with the view to consolidate and move my pension holdings into a better performing and easy to manage fund. Tristan gave me great advice and with his team made the fund move very straightforward. I am very happy with their professional and friendly approach and wouldn't hesitate to recommend using them.

The most important aspect in using Elm Is that I feel I can trust Tristan and his team absolutely and that they will at all times represent my best interests in accordance with my risk profile. Although I have used them for investments only, with their extensive experience across all financial management skills, their advice includes implications across all financial disciplines. Strongly recommended.

I have dealt with Elm Financial on a number of occasions and have always found Tristan and his support team Lucy and Danielle to be exceptional. Most recently Richard arranged our wills, which was a seamless experience, Richard was very professional and easy to deal with.

Highly recommended.