Momentum Mortgages
Unit 2, The Crown Enterprise Centre, 16 High St, Seal, Sevenoaks TN15 0AJ, United Kingdom
4.9
63 reviews
8 comments
76QC+8P Sevenoaks, United Kingdom
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Monday: 9–18
Tuesday: 9–18
Wedneasday: 9–18
Thursday: 9–18
Friday: 9–18
Saturday: 9–16
Sunday: Close
Tuesday: 9–18
Wedneasday: 9–18
Thursday: 9–18
Friday: 9–18
Saturday: 9–16
Sunday: Close
We can highly recommend Steve and his team and we will be coming back in 2 years time for remortgage.
Thank you
Agnes and Seb
Being self employed and having recently changed to a limited company made our application little more complex but we were so grateful Steve's perseverance and commitment.
He was always there if we needed any advice or to answer any questions, and always returned our calls or emails.
I'd highly recommend Momentum Mortgages and Danny, Thanks so much for getting us the mortgage we wanted.
Back in April, anticipating a tough market, we asked Momentum mortgages to lock our rate with a lender ASAP (we were FTB, good salaries, easy mortgage albeit large). We were told rate was locked and for the next 7 weeks taken for a ride about how slow the bank was, and the mortgage offer would come soon, only to find out Momentum did a mistake in our application, knew about it, and decided not to tell us during these 7 weeks. At this unprecedented time rates were increasing every day, and over these 7 weeks spiked dramatically, with the equivalent product being now £1,000 month more expensive - we could no longer proceed with the deal on the same terms, house went back to the market.
I understand the technical mistake, but blind siding us and taking away our chance of doing something for 7 weeks should strip their license for doing business. This is our chance of buying a house gone, maybe the last chance, because they thought they knew better. Not their call to make, can’t bet on other people’s money.
Momentum mortgages were negligent, for withholding key information from us, naif for not reading the market, grossly incompetent for not being able to get a vanilla mortgage offer, and unprofessional and unresponsive overall.
To top it all up, after firing Momentum mortgages I found Steve Dickinson talking to my solicitor (who he recommended in the first place) and getting from him confidential information about my house purchase situation, all this during my formal complaint process. Honestly, I couldn’t make this stuff up.
Obviously I would not trust them anywhere near anything important.