Santander
48 High St, Canterbury CT1 2SD, United Kingdom
3.5
12 reviews
8 comments
73HJ+G3 Canterbury, United Kingdom
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Monday: 9–15
Tuesday: 9–15
Wedneasday: 9–15
Thursday: 9–15
Friday: 9–15
Saturday: 9–12
Sunday: Close
Tuesday: 9–15
Wedneasday: 9–15
Thursday: 9–15
Friday: 9–15
Saturday: 9–12
Sunday: Close
I called in as I was very ill (chronic kidney infection). I was told that they could not close it over the telephone, instead I had to visit the branch, or write a letter. I wrote a letter and posted it.
I assumed all was fine and forgot about it as was rather busy having major surgeries the following year. In April 2016 I received a letter advising that: the 123 Account had never closed and that they had continued to charge me the £2 then £3 monthly fee; had reported this underpayment to the credit authorities; and passed it to the debt collection team.
I spoke with the debt collection team who apologised profusely for the oversight; it was agreed to close all accounts and advise the debt collection team that it was an error.
I received another request from debt collection team 6 weeks later. THE SAME ISSUE. The accounts were never closed. Again I spoke with the debt collection team and requested customer services as I wanted to make a formal complaint. He agreed he would close all the accounts and send me a cheque for the amount I should have been given at the time of the closure. He also said he would update the credit authorities. I received the cheque and again assumed everything completed as agreed.
NOT SO. I found out this week that they never alerted the credit authorities in regard to their error and it has severely affected my credit score. Lets hope they can sort it out or they will be speaking with my solicitor.